If you’ve ever received a Cash App referral text — especially if you live in Washington state — you may be entitled to between $88 and $147 in a new class action settlement. The mobile payments platform Cash App has agreed to pay $12.5 million to resolve claims it violated state law by sending unsolicited promotional text messages.
While the company has not admitted to any wrongdoing, the settlement means affected users can now file a claim — but time is limited. The deadline to submit your claim is October 27, 2025.
Table of Contents
What Is This Cash App Class Action Lawsuit About?
Allegations of Unsolicited Spam Texts
The lawsuit claims that Cash App encouraged users to send automated, pre-filled referral messages to friends and contacts through its “Invite Friends” feature — but without getting proper consent from the recipients.
An example of the message might look like:
The suit was filed in Washington State, which has strict laws prohibiting unsolicited commercial messages unless the recipient has given clear and affirmative consent. Plaintiffs argued that these messages violated those laws.
Cash App, which is owned by Block Inc., denied providing substantial assistance in sending the messages. In court documents, the company stated it did not initiate or support the referral messages in question.
Who Is Eligible for a Payout?
You May Qualify If You Meet These Criteria
To receive a payment from the settlement, you must meet all of the following requirements:
- You received a Cash App referral text between November 14, 2019 and August 7, 2025
- You were a resident of Washington State at the time you received the message
- You did not give clear and affirmative consent to receive the text message
If you qualify, you must submit a valid claim form before the deadline to receive your share of the settlement.
Cash App Settlement 2025: Who Qualifies for Up to $2,500 and When Payments Will Be Sent
How Much Money Will Each Person Receive?
Payouts Will Vary Based on the Number of Claims
Each eligible user is expected to receive between $88 and $147, depending on the total number of approved claims. The more people who file, the lower the individual payout — but it’s still a significant amount for a single unsolicited message.
Payments will only be issued after the court grants final approval of the settlement.
How to File a Claim for the Cash App Settlement
Step-by-Step Instructions
Eligible users can file a claim in two ways:
- Online via the official settlement website (Bottoms Text Settlement)
- By mail using the official claim form provided on the site
You’ll need to enter the phone number where you received the referral message. If you no longer have access to that number, the form allows you to note this.
The final deadline to file is October 27, 2025.
Understanding Class Action Lawsuits
What Is a Class Action Settlement?
Class action lawsuits allow large groups of people to collectively sue a company for wrongdoing. Rather than each person filing an individual suit, a few plaintiffs represent the entire class.
Once a company agrees to settle — as Cash App has in this case — eligible individuals can submit claims for a share of the settlement money. In return, they usually waive the right to sue the company individually over the same issue.
Most class actions are settled out of court to avoid long and expensive litigation.
Background on Cash App and Prior Lawsuits
A Pattern of Legal Scrutiny?
This isn’t the first time Cash App and its parent company, Block Inc., have faced legal trouble.
A previous class action settlement involved claims of data security failures that led to fraudulent withdrawals and unauthorized transactions. That case also ended in a settlement, with the company denying any wrongdoing.
Final Thoughts: Don’t Miss the October 27 Deadline
If you received an unsolicited Cash App referral text while living in Washington State, you could be entitled to free money — but only if you act before October 27, 2025.
The process is simple and can be done online in minutes. For those who qualify, this class action payout could mean up to $147 in your pocket with no strings attached.
Where to File Your Claim
Make sure to gather any relevant information, such as the phone number that received the referral message, before submitting your claim.