As the cost of living continues to climb across Canada, federal and provincial governments have introduced and maintained a wide range of financial assistance programs to help citizens manage everyday expenses. From retirement pensions and childcare support to rebates and tax credits, Canadians in 2025 have access to numerous forms of economic relief.
Table of Contents
Below is a detailed breakdown of the confirmed government payments that have either already been issued or are set to be delivered this year.
1. Canada Pension Plan (CPP) & Old Age Security (OAS)
The backbone of retirement income for millions of Canadians, CPP and OAS continue to provide monthly payments in 2025.
- CPP Payments: Available to retirees 65 and older, with a maximum monthly payout of $1,433.
- OAS Pension:
- Ages 65–74: Up to $707.67/month (if annual income is below $148,451).
- Ages 75+: Up to $880.44/month (if annual income is below $154,196).
- OAS payments are reviewed quarterly—January, April, July, and October—adjusted to reflect changes in the Consumer Price Index.
CPP/OAS Payment Dates (So far in 2025):
- Jan. 29
- Feb. 26
- March 27
- April 28
Fact Check: Is the $250 Working Canadian Rebate Coming in Spring 2025? What You Need to Know
Canada Child Benefit Set to Increase by 2.7% in July 2025: Amount, Eligibility & Payment Dates
Canada Income Tax Cut 2025: How the New 14% Rate Will Save Families Up to $840 a Year Starting July
Is there Any Extra GST/HST Payment Coming in 2025: What Canadians Need to Know
2. Canada Child Benefit (CCB)
The CCB is a tax-free monthly payment for families raising children under 18. The benefit amount varies depending on income and family size, and it may include the Child Disability Benefit.
CCB Payment Dates:
- Jan. 20
- Feb. 20
- March 20
- April 17
In Ontario, the Ontario Child Benefit offers up to $1,607 per child annually, depending on net income and number of children.
3. Ontario Trillium Benefit (OTB)
The OTB combines:
- Ontario Energy and Property Tax Credit
- Northern Ontario Energy Credit
- Ontario Sales Tax Credit
These benefits are paid monthly to eligible residents.
OTB Payment Dates:
- Jan. 10
- Feb. 10
- March 10
- April 10
- May 9
4. Canada Carbon Rebate (CCR)
Formerly known as the Climate Action Incentive Payment, the CCR helps offset the cost of federal carbon pricing for residents in provinces such as Ontario, Alberta, Manitoba, and Saskatchewan.
- A family of four in Ontario can receive up to $976 annually.
- Additional top-ups apply for rural residents.
CCR Payment Dates:
- Jan. 15
- April 15
5. GST/HST Credit
This quarterly tax-free payment helps low-income individuals and families manage the cost of sales tax.
Annual Amounts:
- Single individuals: up to $496
- Married/common-law couples: up to $650
- Additional $171 per child under age 19
Payment Dates:
- Jan. 3
- April 4
6. Veteran Disability Pension
This monthly, tax-free payment supports eligible veterans or serving members dealing with service-related injuries or conditions.
Options Include:
- Pain and Suffering Compensation (monthly or lump sum)
- Disability Pension, with additional amounts for dependents
Veterans Affairs Payment Dates:
- Jan. 30
- Feb. 28
- March 27
- April 29
7. Advanced Canada Workers Benefit (ACWB)
The ACWB supports low-income workers and families with a refundable tax credit.
- Max Amounts (2025):
- Singles: $1,428
- Families: $2,461
- Disability Supplement:
- $737 for both singles and families (if eligible)
Latest Payment Date:
- Jan. 10
Income Eligibility:
- Singles: Up to $33,015 (basic), $37,932 (disability)
- Families: Up to $43,212 (basic), $48,124–$53,037 (disability, based on spousal eligibility)
8. Ontario Taxpayer Rebate
Most adult Ontarians are eligible for a $200 tax-free rebate in early 2025.
Eligibility Includes:
- Age 18+ by Dec. 31, 2023
- Filed 2023 tax return by end of 2024
- Resident of Ontario on Dec. 31, 2023
- Not incarcerated or bankrupt in 2024
Additional $200 per child is available for those receiving the Canada Child Benefit in 2024.
9. Property Tax Rebate for Seniors and Individuals with Disabilities
Ontario residents who own and live in their homes, and receive benefits through GIS or ODSP, may qualify for an annual property tax rebate and a stormwater charge subsidy.
Eligibility Criteria:
- Seniors (65+) or individuals with disabilities
- Own and occupy their home for at least 1 year
- Receive GIS or ODSP, or their spouse does
Applications must be submitted by Dec. 31 of the current tax year.
10. New Benefit for Students Under 25
Starting in 2025, part-time students aged 18 to 24 who have a deceased or disabled parent who contributed to the CPP may qualify for monthly financial assistance.
- Part-Time Students: $150.89/month
- Full-Time Students: $301.77/month
- Payments begin in 2025 (dates to be confirmed)
- Must meet minimum school attendance requirements
Final Thoughts
In 2025, Canadians are benefiting from a wide range of government financial supports—each targeting different segments of the population, including seniors, families, students, low-income earners, and veterans.
While some programs are long-standing, others like the $200 Ontario Rebate and the new student support benefit reflect continued efforts to provide relief in an era of rising costs. For the most accurate and up-to-date information, always refer to official government sources or your CRA My Account.
