If you’re planning to visit your bank in mid-October, take note: Wells Fargo, Bank of America, and other major U.S. financial institutions will be closed on Monday, October 13, in observance of the federal holiday Columbus Day, which is also recognized in many places as Indigenous Peoples’ Day.
Here’s what that means for your banking needs — and how you can prepare.
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Why Banks Are Closing on October 13
Columbus Day: A Federal Holiday Since 1968
Columbus Day has been a recognized federal holiday in the United States since 1968. It is observed on the second Monday in October, which falls on October 13 this year. As with other federal holidays, many government offices and institutions, including federally regulated banks, will shut down for the day.
Indigenous Peoples’ Day: A Growing Movement
While Columbus Day remains a federal holiday, many states and cities now observe the same day as Indigenous Peoples’ Day — a time to honor Native American history, culture, and contributions. Some areas mark both holidays simultaneously, while others choose to solely observe Indigenous Peoples’ Day.
What Services Will Be Affected?
In-Person Banking Services Will Be Unavailable
Most traditional banking services such as teller assistance, loan consultations, and safety deposit box access will not be available on October 13. Banks such as Wells Fargo and Bank of America will close their branches for the day.
If you need to handle important in-person transactions, plan to do so before Friday, October 10 or after Tuesday, October 14.
Online and Mobile Banking Remain Operational
The good news: digital banking services will continue uninterrupted. Customers can still access:
- Online account management
- Mobile deposits
- ATM withdrawals and transfers
- Bill payments
However, transactions that require manual processing or staff review may be delayed until regular business hours resume.
How to Prepare Ahead of the Holiday
To avoid disruptions, consider taking the following steps:
- Visit your branch ahead of the long weekend if you need in-person service.
- Schedule transfers or payments early if they need to be processed before October 13.
- Check ATM availability in your area if you anticipate needing cash.
Final Thoughts: Plan Ahead for a Smooth Banking Experience
While Columbus Day and Indigenous Peoples’ Day serve as important moments of reflection and recognition, they also bring changes to regular banking schedules. If you’re a customer of Wells Fargo, Bank of America, Chase, Citibank, or any other major U.S. bank, mark your calendar and plan accordingly.