Ontario residents should take a moment to check their bank balances this month, as the Ontario Trillium Benefit (OTB) is scheduled to be deposited on Thursday, July 10, 2025. If you’re eligible and registered to receive it, the payment should already be in your account—or on its way.
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What Is the Ontario Trillium Benefit?
The Ontario Trillium Benefit is a tax-free monthly payment that combines three key credits:
- Ontario Energy and Property Tax Credit (OEPTC)
- Northern Ontario Energy Credit (NOEC)
- Ontario Sales Tax Credit (OSTC)
To qualify, you must be eligible for at least one of these three credits.
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How Much Could You Receive?
The amount you receive under the OTB depends on various factors, including your age, location, and income. Here’s a breakdown of potential payments for 2025:
Ontario Energy and Property Tax Credit (OEPTC)
- Up to $1,283 if you’re between 18 and 64
- Up to $1,461 if you’re 65 or older
- $285 if you live on a reserve or in a public long-term care home
- $25 if you lived in a designated student residence (college, university, or private school)
Northern Ontario Energy Credit (NOEC)
This credit helps residents in Northern Ontario manage higher energy costs:
- Up to $185 for single individuals
- Up to $285 for families
Ontario Sales Tax Credit (OSTC)
Designed to offset sales tax for low- to moderate-income families:
- Up to $371 for you
- Additional $371 for your spouse/common-law partner
- Another $371 for each child under 19
This credit is separate from the federal GST/HST credit and does not affect those payments.
When Are OTB Payments Deposited?
The Ontario Trillium Benefit is typically deposited on the 10th of each month. If that date falls on a weekend or holiday, the payment is made on the last working day prior.
Upcoming OTB Payment Dates for 2025:
- July 10
- August 8
- September 10
- October 10
- November 10
- December 10
If you do not receive your expected deposit, wait 10 business days before contacting the Canada Revenue Agency (CRA).
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Other Government Payments Coming in July 2025
In addition to the OTB, Ontario residents may see other federal and provincial benefits hit their accounts this month:
- Canada Child Benefit (CCB): July 18
- Canada Pension Plan (CPP) and Old Age Security (OAS): July 29
- Veteran Disability Pension: July 30
Final Thoughts: Don’t Miss Out on These Tax-Free Supports
If you believe you’re eligible for any of the credits included in the Ontario Trillium Benefit, it’s worth checking your CRA account or speaking with a tax advisor. These monthly payments can add up to thousands of dollars per year—and every bit helps in today’s economy.
