The OAS increase 2025 is just around the corner, and millions of Canadian seniors can expect a modest boost to their Old Age Security payments starting in July 2025. Tied to inflation through the Consumer Price Index (CPI), this automatic quarterly adjustment helps protect seniors’ purchasing power as living costs rise. Here’s what you need to know about the OAS increase 2025, including expected amounts, payment dates, and eligibility.
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How Much Will OAS Increase in July 2025?
The exact OAS increase 2025 will be announced based on CPI data for the April–June quarter. Historically, these increases are between 0.5% and 1% per quarter. If inflation remains steady, recipients could see their OAS payments rise by approximately $5 to $8 per month.
As of the most recent update:
- Seniors aged 65 to 74 currently receive up to $727.67 per month
- Seniors aged 75 and older receive up to $800.44 per month
The OAS increase 2025 will raise these amounts beginning with the July 29, 2025 payment.
Who is Eligible for the OAS Increase 2025?
All seniors currently receiving OAS will automatically receive the OAS increase 2025. To qualify for OAS in general:
- You must be 65 years of age or older
- You must be a Canadian citizen or legal resident
- You must have lived in Canada for at least 10 years after age 18
- To receive OAS outside of Canada, you need at least 20 years of Canadian residency
The OAS increase 2025 also applies to new recipients who turn 65 or who begin receiving OAS in July or later.
When Will the OAS Increase 2025 Take Effect?
The OAS increase 2025 will appear in your July 29, 2025 payment. OAS payments are issued on the third-last business day of each month. Here are some key payment dates:
- June 26, 2025
- July 29, 2025 (first payment with the new increased rate)
- August 27, 2025
- September 25, 2025
- October 29, 2025
- November 26, 2025
- December 22, 2025
What About the 10% Increase for Seniors Aged 75+?
Seniors aged 75 and older continue to benefit from a permanent 10% OAS increase, introduced in July 2022. This enhancement remains in place and is added on top of the quarterly CPI-based increases, including the OAS increase 2025.
Other Related Benefits Also Increase
The OAS increase 2025 affects more than just basic OAS. Related benefits that also rise with inflation include:
- Guaranteed Income Supplement (GIS): Up to $1,086.88/month for singles
- Allowance: Up to $1,381.90/month for spouses aged 60 to 64 of GIS recipients
- Allowance for the Survivor: Up to $1,647.34/month
These amounts will also increase with the July 2025 payment.
Will High-Income Seniors Receive Less?
Yes. If your net world income is above a certain threshold, you may have to repay some or all of your OAS. For July 2025 to June 2026:
- Repayment (clawback) starts at $90,997
- Full OAS is eliminated once income reaches around $148,000–$154,000, depending on your age bracket
The OAS increase 2025 applies to all eligible seniors, but high-income individuals may see reduced or no payments due to the OAS recovery tax.
Summary: OAS Increase 2025 at a Glance
| Category | Current Amount (Apr–Jun) | With July 2025 Increase |
|---|---|---|
| OAS (age 65–74) | $727.67/month | ~$735–$738/month (estimate) |
| OAS (age 75+) with 10% boost | $800.44/month | ~$808–$812/month (estimate) |
| First Payment with Increase | — | July 29, 2025 |
The OAS increase 2025 ensures that seniors’ pensions keep pace with rising costs of living. While modest, these quarterly boosts are critical for low- and middle-income retirees. If you’re unsure about your eligibility or upcoming payment details, be sure to check your CRA My Account or contact Service Canada.
