Starting July 12, 2025, eligible Canadians will see their first new Canada Workers Benefit payment 2025, reflecting higher amounts and expanded support for low-income workers and families. With the cost of groceries, rent, and utilities continuing to climb, this enhanced benefit offers meaningful financial relief.
This comprehensive article covers everything you need to know about the new Canada Workers Benefit payment 2025, including changes in payment amounts, eligibility criteria, phase-out thresholds, how to apply, and when to expect your money.
Table of Contents
What Is the Canada Workers Benefit?
The Canada Workers Benefit (CWB) is a refundable tax credit administered by the Canada Revenue Agency (CRA). It is designed to supplement the income of working Canadians who earn a low or modest income. It includes:
- A Basic Amount: For single individuals or families who meet the income threshold.
- A Disability Supplement: For workers who are eligible for the Disability Tax Credit (DTC).
You can receive the benefit in two ways:
- Annual refund after filing your taxes.
- Advance Canada Workers Benefit (ACWB) — quarterly payments of up to 50% of your estimated CWB amount.
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What’s New in the Canada Workers Benefit Payment 2025?
In 2025, the CRA is increasing the maximum CWB payment amounts to better support Canadians facing rising living costs. Here’s what’s changing:
📈 Increased Payment Amounts:
- Single workers can receive up to $1,633
- Families (couples or single parents) can receive up to $2,813
- Disability Supplement: An additional $843 is available for individuals or families who qualify
💡 Important Notes:
- Payments will gradually decrease (phase out) as your income increases.
- Residents of Quebec, Alberta, and Nunavut may receive different amounts due to provincial rules.
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Who Is Eligible for the Canada Workers Benefit in 2025?
To qualify for the new Canada Workers Benefit payment 2025, you must:
Basic Eligibility Requirements:
- Be a resident of Canada throughout 2024.
- Be 19 years or older by December 31, 2024, or live with a spouse, common-law partner, or dependent child.
- Earn at least $3,000 in working income during 2024.
Income Limits for the Basic Amount:
| Category | Max Payment | Phase-Out Starts | Fully Phased Out |
|---|---|---|---|
| Single (no children) | $1,633 | $26,855 | $37,474 |
| Families | $2,813 | $30,639 | $49,391 |
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Disability Supplement Eligibility
You may qualify for the $843 Disability Supplement if you:
- Are approved for the Disability Tax Credit (DTC) by filing Form T2201 with the CRA.
- Meet the income requirements for the supplement.
Disability Income Limits:
| Category | Max Supplement | Phase-Out Starts | Fully Phased Out |
|---|---|---|---|
| Single | $843 | $37,740 | $38,759 |
| Families | $843 | $49,389 | $50,722 |
Who Is Not Eligible?
You are not eligible for the CWB if:
- You were a full-time student for more than 13 weeks in 2024 and have no dependent.
- You were incarcerated for 90 days or more in 2024.
- You are a diplomat or the family member of a diplomat exempt from Canadian taxes.
How to Get the New Canada Workers Benefit Payment in 2025
1. File Your 2024 Tax Return
- Use certified tax software.
- Complete Schedule 6 – Canada Workers Benefit.
2. Apply for the Disability Supplement
- Submit Form T2201 to the CRA for approval.
- Only one person per couple can claim the basic amount, but both can claim the disability supplement if eligible.
3. No Need to Apply Separately for Advance Payments
- If you received Advance CWB in 2024, you’re automatically enrolled in 2025.
- Payments are based on your 2024 tax return, so file early!
When Will the Canada Workers Benefit Payments Be Made in 2025?
If you’re eligible for the Advance CWB payments, expect your benefit to be split across three quarterly payments:
| Payment Date | Notes |
|---|---|
| July 12, 2025 | First quarterly payment |
| October 11, 2025 | Second payment |
| January 10, 2026 | Final payment based on 2024 income |
Reminder: If the payment date falls on a weekend or public holiday, you’ll receive the funds on the preceding business day.
What to Do If You Don’t Get Your Payment
If you didn’t receive your new Canada Workers Benefit payment 2025, follow these steps:
- Wait 10 business days after the scheduled date.
- Log in to your CRA My Account and verify your address, direct deposit, and eligibility.
- Contact the CRA directly if the issue remains unresolved.
Final Thoughts
The new Canada Workers Benefit payment 2025 is a welcomed enhancement for Canadians who are struggling to keep up with rising prices. Whether you’re working full-time or part-time, and whether you’re single or raising a family, this benefit provides crucial quarterly support to help you make ends meet.
Tips to Maximize Your CWB:
- File your taxes early
- Update your CRA profile
- Apply for the Disability Tax Credit if eligible
- Track your payment dates
This enhanced benefit can provide real, lasting financial relief. Be sure to check your eligibility and stay informed on CRA updates to avoid missing out.
Key Takeaway
If you earn a modest income and meet the criteria, the new Canada Workers Benefit payment 2025 can give you hundreds—or even thousands—of dollars in extra support. Don’t miss the first payment coming July 12, 2025.
For updates, visit the CRA Canada Workers Benefit page or call 1-800-959-8281.
