Several key federal and provincial government benefit payments are scheduled throughout July 2025. These payments include long-standing programs such as the Canada Child Benefit (CCB), Old Age Security (OAS), and the Ontario Trillium Benefit (OTB), along with newly introduced payments under the Canada Disability Benefit program. This guide breaks down when each payment is coming, what’s changing, and how much you may be entitled to receive.
Table of Contents
New for July: Canada Disability Benefit Payments Begin
Who Qualifies and When Will Payments Be Made?
Starting July 17, 2025, the Canada Disability Benefit (CDB) begins its first round of payments for those whose applications were approved by June 30. Payments are issued monthly, on the third Thursday.
The benefit amount is based on your adjusted family net income. If your application is approved after June 30, your payment will begin the month following your approval date.
July 2025 Benefit Payment Dates: Full List
- GST/HST Credit – July 4
- Ontario Trillium Benefit – July 10
- Canada Disability Benefit – July 17
- Canada Child Benefit (CCB) – July 18
- Canada Pension Plan (CPP) – July 29
- Old Age Security (OAS) – July 29
- Veteran Disability Pension – July 30
- Ontario Disability Support Program (ODSP) – July 31
Which Government Benefits Are Increasing in July?
Old Age Security (OAS)
The OAS benefit sees a 1% increase for the July–September 2025 quarter, reflecting a 2.3% annual increase. These adjustments are tied to inflation through the Consumer Price Index and reviewed quarterly.
Note: Even if inflation decreases, OAS payments will not go down.
Ontario Disability Support Program (ODSP)
ODSP payments will also rise by 2.8% as of July 1. This is part of a series of inflation-indexed increases introduced since 2022. The province states that ODSP rates have gone up by 20% in total since then.
For a single person, the maximum monthly payment may now reach $1,408, though this varies depending on individual circumstances.
Individual Benefit Breakdown
Ontario Trillium Benefit (OTB)
The OTB combines three credits:
- Ontario energy and property tax credit
- Northern Ontario energy credit
- Ontario sales tax credit
Payment Date: July 10
Your eligibility is based on your 2024 tax return and your family net income. To receive OTB:
- You must have paid property tax or rent in Ontario in the previous year.
- You may also qualify if you paid living expenses in a nursing home or energy costs on an Ontario reserve.
How to Apply: File your taxes and complete the ON-BEN application form included in your return.
Canada Child Benefit (CCB)
Payment Date: July 18
The CCB is a tax-free monthly payment to help with the cost of raising children under 18. It is:
- Indexed to inflation
- Recalculated each July
- Based on your previous year’s adjusted family net income
The Child and Family Benefits Calculator can estimate your monthly payments.
Canadians to Receive Up to $575 More in GST/HST Credit Payments This Week
Canada GST/HST Credit June 2025 Update: Here’s When the Next GST/HST Credit is Coming
Fact Check: $3000 GST Payment 2025 – Is it Real or Rumour
GST/HST Payment Increase July 2025: What Canadians Need to Know
New $680 GST/HST Amount Coming in 2025: Payment Dates, and Eligibility Explained
Canada Pension Plan (CPP)
Payment Date: July 29
Eligibility requires:
- At least one contribution to CPP
- Minimum age of 60
The maximum monthly CPP payment in 2025 (at age 65) is $1,364.60. The average new pension as of July 2024 was $815.
Your payment depends on:
- Age at which you begin your pension
- Total contributions
- Average lifetime earnings
Old Age Security (OAS)
Payment Date: July 29
You can receive OAS at 65 and older. Most people are automatically enrolled, but you can check or apply through your My Service Canada account.
Veteran Disability Pension
Payment Date: July 30
This tax-free benefit from Veterans Affairs Canada supports eligible veterans whose medical conditions are related to military service. Your payment amount is based on:
- The extent of your condition’s service connection (entitlement)
- The severity of the condition and how it affects your daily life (assessment)
Ontario Disability Support Program (ODSP)
Payment Date: July 31
ODSP provides financial help for:
- Basic needs (food, shelter)
- Prescription drugs and health coverage
- Employment support services
Your payment depends on:
- Family size and structure
- Living situation
- Specific health needs
Don’t Miss Out: File Your Taxes to Keep Your Benefits Active
Many benefits are income-tested and rely on your most recent tax return to determine eligibility and payment amounts. If you haven’t filed your taxes, your benefits could be delayed or discontinued.
Summary: Key July 2025 Benefit Highlights
- New: Canada Disability Benefit launches July 17
- Increased: ODSP (+2.8%) and OAS (+1%) tied to inflation
- Essential: File your taxes to maintain or increase benefits
- Track Your Payments: Stay aware of each program’s payment date
For millions of Canadians, these payments provide crucial financial support. Make sure you’re up to date on what you’re eligible for, when to expect deposits, and what actions (like filing taxes or submitting applications) you need to take.