A new financial relief measure is arriving this summer. Beginning July 4, 2025, eligible Canadians will benefit from a GST/HST credit boost, as confirmed by the Canada Revenue Agency (CRA). This 2.7% increase in the Goods and Services Tax (GST) credit is designed to support low- and modest-income families and individuals coping with the rising cost of living.
If you’re wondering what this increase means for you and your family, here’s everything you need to know about the GST credit boost in July 2025, including eligibility, payment amounts, and when to expect your next deposit.
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What Is the GST/HST Credit?
The GST/HST credit is a tax-free quarterly payment issued by the CRA. It’s meant to offset the cost of sales taxes (GST or HST) for Canadians with lower incomes. The credit is calculated annually and paid out quarterly to eligible individuals and families.
With the new GST credit boost coming in July 2025, this benefit will slightly increase, offering additional relief at a time when groceries, housing, transportation, and utilities continue to cost more across the country.
Why Is There a GST Credit Increase in July 2025?
The CRA adjusts the GST/HST credit annually to keep up with inflation, using data from the Consumer Price Index (CPI). For 2025, the GST credit will increase by 2.7% over the 2024 amount.
While not as high as last year’s 4.7% increase, this July 2025 GST credit boost is still significant for families needing help to make ends meet.
Updated GST Credit Payment Amounts Starting July 2025
Here are the projected GST/HST credit amounts based on the new increase:
- Single individuals: Up to $349 per year
- Couples: Up to $698 combined annually
- Per child under 19: Additional $184 annually
- Eligible low-income single supplement: Up to $184
Example Scenarios
- A family of four (two adults and two children) could receive up to $1,066 per year, which is $266.50 every quarter
- A single parent with one child could receive up to $533 per year, or $133.25 per quarter
These amounts vary based on your adjusted family net income (AFNI) and 2024 tax return details.
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Eligibility Criteria for the GST Credit Boost in July 2025
To qualify for the GST/HST credit, you must meet the following conditions:
- Be a Canadian resident for income tax purposes
- Be 19 years or older, or:
- Have or had a spouse or common-law partner
- Be or have been a parent who lives or lived with your child
Your eligibility for the July 2025 GST credit boost will be determined based on your 2024 income tax return, which reflects your adjusted family net income, marital status, and the number of children under age 19.
Important Income Thresholds for 2025
For the July 2025 to June 2026 payment period, income thresholds have been adjusted to reflect inflation:
- The phase-in threshold for single supplement eligibility is now $11,337
- The phase-out threshold, where GST/HST credit starts decreasing, is now $45,521
If your household income exceeds the upper limit, you may receive a reduced credit or be ineligible altogether.
Payment Schedule for GST Credit Boost July 2025
The CRA distributes GST/HST credit payments every quarter. With the new increased rates, these are the upcoming payment dates:
- July 4, 2025 (first payment reflecting the 2.7% increase)
- October 3, 2025
- January 3, 2026
- April 3, 2026
Payments will be issued via direct deposit or cheque, depending on your CRA account setup. Most people receive the funds directly in their bank accounts.
How Much Can You Expect from the GST Credit Boost in July 2025?
Payment amounts depend on your 2024 tax return and family circumstances. For instance:
- A single individual could receive up to $349
- A couple without children may receive up to $698
- Each dependent child adds $184 to the total annual amount
If you haven’t filed your 2024 taxes yet, do so promptly to ensure you’re included in the July 2025 GST credit increase.
How to Ensure You Receive the July 2025 GST/HST Credit
Here’s how you can prepare to receive the GST credit boost in July 2025:
- File your 2024 tax return before the CRA deadline
- Update your personal details with the CRA, including your marital status, children, and banking information
- Sign up for CRA’s direct deposit service to receive payments faster
- Check your CRA My Account to verify eligibility or payment status
If you are new to Canada or did not receive GST/HST credits in previous years, you may need to apply manually using Form RC151 (without children) or Form RC66 (with children).
What If You Don’t Receive the GST Credit Boost in July 2025?
If you were expecting a payment on July 4, 2025, but nothing arrives, follow these steps:
- Wait at least 10 business days before taking action
- Log into CRA My Account to verify your eligibility and payment status
- Check that your 2024 tax return was submitted and processed
- Confirm your direct deposit or mailing details are current
- Call the CRA at 1-800-387-1193 for assistance
Final Thoughts on the GST Credit Boost July 2025
The GST credit increase starting in July 2025 comes at an important time for Canadians dealing with higher costs for everyday essentials. While the increase is modest, it provides additional support to families and individuals who need it most.
Make sure your taxes are filed, your CRA information is updated, and you’re prepared to receive the new quarterly GST payment starting July 4, 2025.