The Canada Revenue Agency (CRA) offers a range of free grants and benefits to support Canadians across various life stages and financial situations. These programs are designed to provide financial assistance without any repayment obligations. Below is a comprehensive guide to the major benefits available in 2025, including eligibility criteria, application procedures, and payment schedules.
Table of Contents
Major CRA-Administered Grants and Benefits
1. Canada Child Benefit (CCB)
A tax-free monthly payment to eligible families to help with the cost of raising children under 18 years of age.
- Maximum Annual Amount (2024–2025):
- Up to $7,787 per child under 6
- Up to $6,570 per child aged 6 to 17
- Eligibility:
- Must be a resident of Canada for tax purposes
- Primary caregiver of the child
- Must file annual tax returns
- Application:
- Apply through CRA My Account or by submitting Form RC66
- Payment Dates:
- Monthly, with the next payment on June 20, 2025
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2. Goods and Services Tax/Harmonized Sales Tax (GST/HST) Credit
A quarterly payment to help individuals and families with low and modest incomes offset the GST or HST they pay.
- Eligibility:
- Must be a resident of Canada for tax purposes
- Must be 19 years of age or older
- Must file an annual tax return
- Application:
- No separate application; eligibility is assessed through tax return
- Payment Dates:
- Quarterly, with the next payment on July 5, 2025
3. Canada Workers Benefit (CWB)
A refundable tax credit for individuals and families who are working and earning a low income.
- Eligibility:
- Must be a resident of Canada for tax purposes
- Must be 19 years of age or older
- Must have earned income from employment or business
- Application:
- Claimed annually when filing your tax return
- Payment Dates:
- Advance payments are issued quarterly; next payment on July 15, 2025
4. Canada Carbon Rebate (CCR)
A quarterly payment to help individuals and families offset the cost of federal pollution pricing.
- Eligibility:
- Must be a resident of a province where the federal carbon pricing applies
- Must file an annual tax return
- Application:
- No separate application; eligibility is assessed through tax return
- Carbon Rebate Payment was issued on May 15, 2025.
5. Disability Tax Credit (DTC)
A non-refundable tax credit that helps persons with disabilities or their supporting persons reduce the amount of income tax they may have to pay.
- Eligibility:
- Must have a severe and prolonged impairment in physical or mental functions
- Must have a medical practitioner certify the impairment
- Application:
- Submit Form T2201, Disability Tax Credit Certificate
- Payment:
- Reduces the amount of income tax owed; may also qualify for other programs like the Child Disability Benefit.
How to Apply for CRA Benefits
- File Your Taxes Annually:
Most CRA benefits require that you file your income tax return each year, even if you have no income to report. - Use CRA My Account:
An online portal where you can apply for benefits, view payment dates, and manage your personal information. - Submit Required Forms:
Some benefits require specific application forms, such as Form RC66 for the Canada Child Benefit or Form T2201 for the Disability Tax Credit. - Keep Information Up to Date:
Ensure your address, marital status, and banking information are current to avoid payment delays.
Upcoming Payment Dates
- Canada Child Benefit: June 20, 2025
- GST/HST Credit: July 5, 2025
- Canada Workers Benefit (Advance Payment): July 15, 2025
Find Additional Benefits
Use the Benefits Finder tool to discover other federal, provincial, and territorial benefits you may be eligible for. This tool provides personalized suggestions based on your situation.
Need Assistance?
If you require help applying for benefits or filing your taxes, consider visiting a Free Tax Clinic. These clinics are available across Canada and are staffed by volunteers who can assist individuals with modest incomes and simple tax situations