Canadian families will see a significant boost in their monthly financial support this summer through the CCB bonus payment July 2025. As part of the federal government’s annual inflation adjustment, the Canada Child Benefit (CCB) will increase starting July 2025, bringing higher monthly payments to help parents manage rising living costs.
This detailed guide explains everything you need to know about the CCB bonus payment July 2025, including updated payment amounts, eligibility requirements, payment schedules, and how this affects your household’s finances.
Table of Contents
What is the CCB Bonus Payment July 2025?
The CCB bonus payment July 2025 refers to the annual inflation-adjusted increase to the Canada Child Benefit. Every July, the benefit is recalculated to match inflation. This ensures that payments keep pace with the cost of living for families across the country.
Starting July 2025, families will receive higher CCB monthly payments, with the new rates applying for the entire benefit year from July 2025 to June 2026.
Confirmed: New $648 Canada Child Benefit in June 2025 – Payment Dates, Eligibility, and Full Details
Updated CCB Amounts for July 2025
With the July 2025 adjustment, the maximum monthly Canada Child Benefit amounts will increase to:
- $666.42 per child under age 6
- $562.33 per child aged 6 to 17
These new amounts replace the previous maximums of $648.91 and $547.50, representing a 2.7% increase based on the latest inflation index.
Canada GST/HST Credit June 2025 Update: Here’s When the Next GST/HST Credit is Coming
Who is Eligible for the CCB Bonus Payment July 2025?
To receive the CCB bonus payment July 2025, families must meet the following criteria:
- Be a resident of Canada for tax purposes
- Be the primary caregiver of a child under age 18
- Have filed your 2024 income tax return
- Have an adjusted family net income (AFNI) below the benefit phase-out thresholds
The full bonus will go to families with an AFNI of $37,487 or less. Above that income, benefits are gradually reduced.
Even if you previously received the CCB, you must file your 2024 tax return on time to keep getting payments for 2025–26, including the CCB bonus payment July 2025.
New CRA Benefits 2025 Coming in June: Payment Dates & Who Qualifies
When Will the CCB Bonus Payment Be Made?
The first CCB bonus payment July 2025 is scheduled for Friday, July 18, 2025.
After that, payments will continue monthly, usually around the 20th of each month. Here’s the 2025–26 CCB payment schedule:
- July 18, 2025 – First payment with bonus
- August 20, 2025
- September 19, 2025
- October 20, 2025
- November 20, 2025
- December 12, 2025
- (And continuing monthly into 2026)
How Are CCB Payments Calculated?
Your CCB bonus payment July 2025 is based on the following factors:
- Your family’s adjusted net income from the 2024 tax return
- The number and age of your children
- The province or territory you live in (some have additional credits)
Payments are automatically adjusted every July. No additional application is needed—just ensure your taxes are filed and your CRA information is current.
What Parents Should Do Now
To make sure you get your CCB bonus payment July 2025 on time:
- File your 2024 tax return before the CRA’s deadline
- Confirm your address and direct deposit info is correct through your CRA My Account
- Watch for your first increased payment on July 18, 2025
Why the CCB Bonus Payment July 2025 Matters
This year’s increase comes at a time of rising food, housing, and childcare costs. The CCB bonus payment July 2025 is a crucial part of the federal government’s efforts to ease the financial burden on middle- and lower-income families.
With up to $666 per child under six each month, this payment helps cover everything from school supplies to groceries—and it’s tax-free.
Final Thoughts
The CCB bonus payment July 2025 is more than just an annual increase—it’s a vital financial boost that helps Canadian families manage rising costs. Make sure you’re prepared to receive your full benefit by filing your taxes and updating your CRA information. With new higher rates starting in July, eligible families could see hundreds of extra dollars over the next 12 months.
Stay informed, stay prepared, and make sure your family gets the full benefit of the Canada Child Benefit bonus payment July 2025.
