If you’re a working Canadian earning a modest income, there’s good news: the Advanced Canada Workers Benefit (ACWB) payment is arriving this week. The Canada Revenue Agency (CRA) has confirmed that the next installment will be deposited on Friday, October 10, 2025, since the scheduled date, Sunday, October 12, falls on a weekend.
This benefit is part of a government initiative to provide faster financial support to eligible low-income individuals and families. Here’s everything you need to know.
Table of Contents
What Is the Advanced Canada Workers Benefit (ACWB)?
The ACWB is an advance payment of the Canada Workers Benefit (CWB)—a refundable tax credit designed to boost the income of Canadians who are working but earning less than a set threshold.
How the ACWB Works
Instead of waiting until tax season, the ACWB gives qualifying Canadians up to 50% of their total annual CWB entitlement in advance, split into three automatic payments across the year.
You don’t need to apply separately for the ACWB—eligibility is determined automatically by the CRA when you file your tax return.
October 2025 Payment Date
Since the official payment date of October 12, 2025 is a Sunday, the CRA will issue payments on the previous business day—Friday, October 10. Make sure your banking information is up to date with the CRA to avoid delays.
Who Is Eligible for the ACWB?
To qualify for the ACWB, you must meet these criteria:
- Be at least 19 years old on December 31 of the tax year, or live with a spouse, common-law partner, or child
- Be a resident of Canada throughout the year
- Be gainfully employed but earn below the net income threshold set by your province or territory
Special Notes on Residency
To receive the ACWB for a quarter, you must be a Canadian resident on the first day of that quarter.
How Much Can You Expect to Receive?
Base CWB Amounts
The maximum base amount for the Canada Workers Benefit in 2025 is:
- $1,633 for single individuals
- $2,813 for families
Eligible recipients will receive up to 50% of this amount in advance through ACWB payments.
Disability Supplement
For those eligible for the disability supplement, the maximum additional amount is:
- $843 for individuals and families
The total amount you receive will depend on your adjusted net income and may be different if you live in Quebec, Alberta, or Nunavut, where benefit formulas vary slightly.
What’s New for 2025?
Payments Adjusted for Inflation
In July 2025, Canadians received the first ACWB installment reflecting a 2.7% indexation increase, helping the benefit keep pace with the cost of living.
When Is the Next Payment?
After the October 2025 payment, the next scheduled ACWB payment is set for January 12, 2026. The CRA will once again issue the payment on the last business day before the weekend if that date falls on a Saturday or Sunday.
Estimate Your Benefit: Use the CRA Calculator
Want to know how much you’re entitled to? The CRA offers a Child and Family Benefits Calculator on its website. You can use this tool to estimate both your annual CWB and your quarterly ACWB payments based on your income, location, and family situation.
No Need to Apply Separately
Remember, you do not need to apply for the ACWB. Just file your annual tax return, and if you qualify for the Canada Workers Benefit, the CRA will automatically calculate and distribute your advance payments.
Final Thoughts
The ACWB is a vital support for working Canadians facing financial strain. If you qualify, you can expect relief as soon as October 10, 2025. Stay informed by keeping your CRA account updated and filing your taxes on time to ensure you receive the benefits you’re entitled to.