The next Advanced Canada Workers Benefit (ACWB) payment is scheduled for October 10, 2025, and it comes at a time when thousands of low- and modest-income workers across Canada are expecting a financial boost.
Following a major increase to the Canada Workers Benefit (CWB) in July 2025, this advance payment could be significantly higher than in past years. Here’s a detailed breakdown of what to expect—including payment amounts, eligibility, income thresholds, and the impact of the disability supplement.
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What Is the Advanced Canada Workers Benefit (ACWB)?
The Advanced Canada Workers Benefit (ACWB) is an automatic cash payment offered by the Canada Revenue Agency (CRA) as part of the broader Canada Workers Benefit (CWB) program. It delivers up to 50% of your CWB benefit in advance through three instalments each year—usually in January, July, and October.
If you’ve filed your tax return and are eligible for the CWB, there is no need to apply separately. The CRA will automatically calculate and send your ACWB payments.
When Is the Next ACWB Payment?
The next ACWB payment will be issued on:
October 10, 2025
Additional upcoming ACWB payment dates include:
- January 12, 2026
- July 12, 2026
- October 12, 2026
Note: If a payment date falls on a weekend or holiday, the payment is sent on the previous business day.
How Much CWB Can You Get After the 2025 Increase?
Thanks to recent updates announced in July 2025, CWB maximum benefit amounts have increased. This means higher ACWB payments for those who qualify.
2025 Maximum Canada Workers Benefit (CWB) Amounts
- Single Individuals: Up to $1,633
- Families: Up to $2,813
- Disability Supplement: Up to $843 additional (if eligible)
Your benefit depends on your net income, family situation, province, and disability status.
How Much Will You Receive in the October 2025 ACWB Payment?
The ACWB pays half of your annual CWB benefit in three instalments, so each payment typically represents about 16–17% of your total benefit.
Estimated ACWB Amounts for October 2025
- Single Individuals: $250 to $300
- Families: $400 to $500
- Disability Supplement: Additional $120 to $150
These figures are estimates, and your exact amount depends on several factors such as income level, province, and family size.
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Who Qualifies for the Canada Workers Benefit (CWB)?
You may qualify for the CWB (and receive ACWB payments) if you meet all of the following conditions:
- You earned working income (employment or self-employment)
- You were a Canadian resident for the full tax year
- You were 19 years or older on December 31, or lived with a spouse/common-law partner or child
- You were not a full-time student for more than 13 weeks (unless you had an eligible dependent)
- You were not incarcerated for 90 or more consecutive days
- You do not have tax-exempt income (such as diplomats or foreign officials)
Who Counts as an Eligible Spouse or Dependent?
Eligible Spouse or Common-Law Partner
Your spouse or partner must:
- Live with you on December 31
- Be a resident of Canada for the year
- Not be a full-time student for more than 13 weeks (unless with a dependent)
- Not be incarcerated for 90 days or more
- Not have tax-exempt diplomatic income
Eligible Dependent
A dependent must:
- Be your (or your spouse’s) child
- Be under 19 and living with you on December 31
- Not be eligible for the CWB themselves
Do You Qualify for the Disability Supplement?
You may receive a disability supplement of up to $843 if:
- You qualify for the Disability Tax Credit (DTC)
- You have an approved Form T2201 on file with the CRA
- Your income is below the disability supplement threshold for your province or territory
A portion of the disability supplement is included in your ACWB advance payments.
Who Is Not Eligible for the ACWB Based on Income?
Here are the maximum income limits for ACWB eligibility in 2025 (based on 2024 income):
| Category | Canada (Excl. QC, NU, AB) | Quebec | Nunavut | Alberta |
|---|---|---|---|---|
| Family with children | $48,093 | $39,969.72 | $65,595 | $48,918 |
| Family without children | $48,093 | $50,150.04 | $65,595 | $48,918 |
| Single with children | $48,093 | $23,915.83 | $65,595 | $48,918 |
| Single without children | $36,749 | $32,356.72 | $65,577 | $36,832 |
If your income exceeds these thresholds, you won’t qualify for the ACWB.
How to Make Sure You Receive Your ACWB Payment
- File your tax return on time with Schedule 6 – Canada Workers Benefit
- Sign up for direct deposit to receive payments faster
- Keep your address and banking information updated in your CRA My Account
Final Thoughts: Don’t Miss Your October 10 ACWB Payment
If you earned a low to moderate income in 2024 and meet the eligibility criteria, the October 10, 2025 ACWB payment can put much-needed money back in your hands.
With the July 2025 CWB increase, many recipients will notice a boost in their fall payment. Whether you’re single, supporting a family, or living with a disability, the ACWB ensures that your work pays off—before tax season even arrives.
Mark your calendar, check your CRA My Account, and ensure your tax return is up to date. Every dollar counts, and the ACWB is one of the most effective tools the federal government offers to reward work and reduce poverty.