As June 2025 begins, residents across Ontario—from bustling cities like Toronto to peaceful towns like Timmins—can expect to receive three major CRA benefit payments. These payments from the Canada Revenue Agency (CRA) are designed to help individuals and families offset the increasing cost of living, including housing, groceries, and child care.
Whether you’re a working parent in Hamilton, a retiree in Kingston, or a newcomer to Canada living in Windsor, understanding what you’re entitled to this month could help you plan better and get the most out of your benefits.
Table of Contents
1. Canada Child Benefit (CCB): Monthly Help for Families with Kids
The Canada Child Benefit (CCB) is a tax-free monthly payment made to eligible families to help with the cost of raising children under 18. It is especially helpful for families dealing with rising child care costs, school expenses, and daily essentials.
CCB Eligibility Requirements:
- You must live in Canada and be a resident for tax purposes.
- You must live with a child under 18 and be their primary caregiver.
- Either you or your spouse/common-law partner must be a Canadian citizen, permanent resident, or a protected person.
- Temporary residents are eligible after living in Canada for 18 months and holding a valid permit.
How Much CCB Will You Receive in June 2025?
The new CCB rates for the 2025–2026 benefit year are:
- Up to $7,787 per year for each child under 6 (about $649/month).
- Up to $6,570 per year for each child aged 6–17 (about $547/month).
These amounts are adjusted based on your net family income.
CCB Payment Date in June 2025:
- June 20, 2025
This date is consistent across Canada and provides a reliable schedule for families budgeting summer expenses like camps, school prep, and child care.
2. Ontario Trillium Benefit (OTB): Provincial Support for Everyday Costs
The Ontario Trillium Benefit (OTB) combines three Ontario tax credits into one monthly payment:
- Ontario Energy and Property Tax Credit (OEPTC)
- Northern Ontario Energy Credit (NOEC)
- Ontario Sales Tax Credit (OSTC)
Who’s Eligible for OTB?
- Ontario residents aged 18 or older
- Those who have filed a 2024 tax return
- Residents who pay property tax or rent, or live on a reserve
- Low- to moderate-income earners
How Much Is the OTB in June 2025?
OTB payments vary based on your personal situation and income, but many individuals receive between $40 to $100 per month, and some families receive more depending on their housing and energy costs.
OTB Payment Date in June 2025:
- June 10, 2025
You’ll get the payment via direct deposit or cheque if you qualified through your 2024 tax return.
3. Canada Pension Plan (CPP) and Old Age Security (OAS): Support for Seniors
Seniors in Ontario will receive two federal payments this month: the Canada Pension Plan (CPP) and Old Age Security (OAS).
CPP Eligibility and Amounts:
CPP is available to Canadians aged 60 and over who have contributed to the plan through work. The average monthly amount in 2025 is around $758, but it can vary based on your contributions.
OAS Eligibility and Amounts:
OAS is available to seniors aged 65 and over. The maximum monthly amount for April to June 2025 is:
- $713.34 for those aged 65 to 74
- $784.67 for those aged 75 and older
Those with lower income may also receive the Guaranteed Income Supplement (GIS), which can add an additional $1,065 or more per month.
CPP and OAS Payment Date in June 2025:
- June 26, 2025
Both payments are made on the same day and are deposited directly into your account.
How to Maximize Your CRA Benefits in June 2025
To make sure you receive your full CRA benefit payments for Ontario residents in June 2025:
- File your 2024 taxes: Even if you had no income, filing ensures eligibility.
- Keep your information up to date: Notify CRA about changes in your marital status, address, or custody arrangements.
- Use CRA My Account: Track payments and benefit updates quickly.
- Apply early for children born in 2025: Don’t delay your CCB if you recently had a child.
Summary
The CRA benefit payments for Ontario residents in June 2025 include the Canada Child Benefit, Ontario Trillium Benefit, and CPP/OAS for seniors. These payments play a vital role in helping people across Ontario manage day-to-day expenses and plan ahead.
Understanding when these payments arrive and how much you can expect ensures you can use them effectively—whether for rent, groceries, childcare, or retirement needs.
